Hello, Jerry --
I noticed your query about where people might have lived in 1891 -- and
perhaps this might help you? The following link will take you to the
Indianapolis City Directory Database for 1887-1890. Unfortunately it
doesn't cover 1891 -- but close. This database is free for anyone's use
until 5/14.
http://www.ancestry.com/search/rectype/inddbs/4577.htm
If you search on the keyword "Bright", you will get over 300 "Hits" --
which
appeas to be everybody living anywhere on Bright Street in those years. You
could go through them one by one, looking for #220 -- or you might just
query the database with the surnames of folks you are looking and perhaps
one of them was living at 220 Bright and that might shorten your search.
Although I live in Houston, our library also has the Indianapolis City
Directory for 1891. It doesn't have a criss-cross directory, so I wouldn't
be able to find out who lives at 220 Bright St., but if you will send me the
first and last names of people you are searching, I'll be glad to check the
1891 directory for you.
Good luck!
Sara Bettencourt in Houston