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From: Dennis.R.Stanton(a)rolls-royce.com
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Subject: FW:
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Subject: FW:
> >> This was passed on to us and makes a lot of sense.
> >>
> >>
> >>Subject: Good advice
> >>
> >>
> >>
> >>A friend passed this information to me, and I believe it is good
advice,
> >>though it seems extra cautious, it would not seem that
way if you had
a
> >>wallet stolen............
> >>
> >>AN ATTORNEY'S ADVICE
> >>Read this and make a copy for your files in case you need to refer to
it
> >>someday. Maybe we should all take some of his advice!
> >>
> >>A corporate attorney sent the following out to the employees in his
> >>company.
> >>
> >>1. The next time you order checks have only your initials (instead of
> >>first name) and last name put on them. If someone takes your
checkbook
> >>they will not know if you sign your checks with just
your initials or
your
> >>first name but your bank will know how you sign your checks.
> >>
> >>2. When you are writing checks to pay on your credit card accounts,
DO
NOT
> >>put the complete account number on the "For" line. Instead, just
put
the
> >>last four numbers. The credit card company knows the
rest of the
number
> >>and anyone who might be handling your check as it passes
through all
the
> >>check processing channels won't have access to it.
> >>
> >>3. Put your work phone # on your checks instead of your home phone.
If
you
> >>have aPOBox use that instead of your home address. If you do not have
a
PO
> >>Box, use your work address. Never have your SS# printed on your
checks.
> >>(DUH!) You can add it if it is necessary. But if you
have it printed,
> >>anyone can get it.
> >>
> >>4. Place the contents of your wallet on a photocopy machine; do both
sides
> >>of each license, credit card, etc. You will know what you had in your
> >>wallet and all of the account numbers and phone numbers to call and
> >>cancel. Keep the photocopy in a safe place. I also carry a photocopy
of
my
> >>passport when I travel either here or abroad. We've all heard horror
> >>stories about fraud that's committed on us in stealing a name,
address,
> >>Social Security number, credit cards, etc.
> >>
> >>Unfortunately I, an attorney, have firsthand knowledge because my
wallet
> >>was stolen last month. Within a week, the thieve(s)
ordered an
expensive
> >>monthly cell phone package, applied for a VISA credit
card, had a
credit
> >>line approved to buy a Gateway computer, received a PIN
number from
DMV
to
> >>change my driving record information online, and more.
> >>
> >>But here's some critical information to limit the damage in case this
> >>happens to you or someone you know:
> >>
> >>
> >>1. We have been told we should cancel our credit cards immediately.
But
> >>the key is having the toll free numbers and your card
numbers handy
so
you
> >>know whom to call. Keep those where you can find them
> >>
> >>2. File a police report immediately in the jurisdiction where it was
> >>stolen, this proves to credit providers you were diligent, and is a
first
> >>step toward an investigation (if there ever is one).
> >>
> >>But here's what is perhaps most important: (I never even thought to
do
> >>this).
> >>
> >>3. Call the three national credit-reporting organizations immediately
to
> >>place a fraud alert on your name and Social Security
number.
> >>
> >>
> >>I had never heard of doing that until advised by a bank that called
to
> >>tell me an application for credit was made over the
Internet in my
name.
> >>The alert means any company that checks your credit
knows your
information
> >>was stolen and they have to contact you by phone to authorize new
credit.
> >>
> >>By the time I was advised to do this, almost two weeks after the
theft,
> >>all the damage had been done. There are records of all
the credit
checks
> >>initiated by the thieves' purchases, none of which I
knew about
before
> >>placing the alert. Since then, no additional damage has
been done,
and
the
> >>thieves threw my wallet away this weekend (someone turned it in). It
seems
> >>to have stopped them in their tracks.
> >>
> >>The numbers are:
> >>
> >>Equifax: 1-800-525-6285
> >>Experian (formerly TRW): 1-888-397-3742
> >>TransUnion: 1-800-680-7289
> >>
> >>Social Security Administration (fraud line):
> >>1-800-269-0271
> >>
> >>We pass along jokes on the Internet; we pass along just about
everything.
> >>Pass this information along. It could really help someone you care
about.
> >>
>
> _________________________________________________________________
> Is your PC infected? Get a FREE online computer virus scan from McAfee®
> Security.
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>
>
>
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